Becoming a certified credit counselor with a specialty in financial health indicates that you have achieved a standard of excellence in training for the credit counseling industry.
This course bundle provides a foundation to work in various counseling disciplines such as housing counselor or student loan counselor. You will learn how to coach your clients in building strong credit, spending analysis, improving money management behaviors, and more. Demonstrating your knowledge of core financial and credit concepts will help you best serve and attract clientele in need of credit counseling.
Upon successful completion of this course and passing the examinations you will receive a Financial Health Counseling Certification and Credit Counseling Certification from the National Association of Certified Credit Counselors.
Instructor(s):Bonnie Canty
Bonnie Canty is an attorney licensed in five states: Connecticut, Florida, Georgia, New Jersey, and New York. She obtained her Juris Doctorate degree from Hofstra School of Law and practices general law through her firm ABC Law, PLLC. She has been hired by several businesses and organizations to train, coach, and consult. Canty currently serves on the Board of Directors of the Society of Financial and Career Counseling Professionals and has been a Certified Financial Counselor for almost two decades.
Requirements:
Hardware Requirements:
- This course can be taken on either a PC or Mac.
- Speakers.
- A stable Internet connection.
- A webcam.
Software Requirements:
- PC: Windows 8 or later.
- Mac: macOS 12 or later.
- Browser: The latest version of Google Chrome or Mozilla Firefox is preferred. Microsoft Edge and Safari are also compatible.
- Adobe Acrobat Reader.
- Software must be installed and fully operational before the course begins.
Other:
- Email capabilities and access to a personal email account.
Instructional Material Requirements:
- All materials for this course are online.
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Lesson 1
- Introduction
- The Defining Role of the Financial Counselor
- The Components of Financial Well-Being
- Establishing the Client/Counselor Relationship
- Rapport Building
- Poverty, Culture and Socioeconomic Variables
- Active Listening
- Asking the Right Questions
- Taking Control of Finances
- The Problem-Solving Process
- Where the Client is Now
- Where the Client Wants to Go
- How the Client will Get There
- Demystifying Consumer Credit
- Banking Basics
- Credit Basics
- Choosing Credit Wisely
- Using Credit Wisely
- Understanding Credit Reports
- Credit Scoring
- Understanding and Dealing with Debt
- Getting Into Debt
- Debt Collection
- The Consequences of Unpaid Debt
- Getting Out of Debt
- Bankruptcy
- Credit Counseling Today
- From Credit Cards to Credit Counseling
- Not Legal Advice or Therapy
- The Debt Management Plan
- Financial Counselor Today
- Housing I
- Housing Part II
- Housing Part III
- Student Financial Aid
- Retirement Planning
- Supplement
- Ethics
- Consumer Resources
- Consumer Protection Legislation
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